In an ever-graying America, many individuals need to reassess their health coverage. Age 65 might well be time for you to consider applying for Medicare. If successful in enrolling in Parts A and B of the Medicare Plans, you become eligible for the Medicare Advantage Plan – cost overall determined by various factors.
Different Types of the Medicare Advantage Plan
The Medicare Advantage Plan consists of three different types, offered by private insurance companies. These must have been approved by Medicare before they are eligible to sell to the public. Where you live influences what choices are available. The two most common preferences in West Orange NJ are:
- Health Maintenance Organization (HMO) Plans
- Preferred Provider Organization (PPO) Plans
There are also options within these two plans including with or without drug coverage.
The Medicare Advantage Plan Cost
The list varies across the United States. However, many Advantage Plans in West Orange NJ offer coverage of the costs of the following:
- Prescription drugs
- Dental checkups, X-rays and cleanings
- Eye examinations as well as eyewear
- Hearing assessments and aids
Some cover such things as wellness programs and membership in fitness clubs.
As a result, a Medicare Advantage Plan cost in West Orange NJ varies – both according to the type of plan you enroll in and, possibly, your deductible. Premiums range extensively and can alter in price annually. You will still be required to pay your Part B premium and, depending upon the plan, be part of a copay or coinsurance for specific medical services.
If you are looking for an insurance company that can guide you through the decisions you need to make when you have Medicare, look no further than The Sosa Insurance Group. Its goal is to help you understand what coverage options are open to you, facilitating an informed choice. To learn more about what services are offered, visit .
