Workers’ compensation is, for most industries, regulated by state law. It is designed to provide compensation to employees in Medford and around the country who are injured or become ill on the job. It offers compensation for a portion of lost wages and medical expenses. As a no-fault program, employees are entitled to coverage even if they have some level of responsibility for the injury or illness.
Drawbacks to Worker’s Comp
While the program has many benefits, workers’ comp is not always employee-friendly. The compensation is capped at two-thirds of the employee’s weekly salary at the time of the injury, and it does not offer any compensation for issues like pain and suffering or punitive damages. In most situations, employees cannot file a lawsuit against the employer, even if the employer was negligent in causing the injury or illness.
Denials
In addition to limiting the potential for compensation, workers’ compensation claims can be significantly delayed or denied by the employer or the employer’s insurance carrier. In some cases, the employer or the insurance carrier may deny the injury occurred at work or dispute the severity and significance of the injury or the cost of the medical procedures.
This is where an experienced workers’ compensation attorney in Medford is invaluable. These professionals understand the system and work with the employee to ensure they are fairly compensated for what they are entitled to for the injury or illness.
It is important to talk to a workers’ compensation lawyer as soon as possible after receiving a denial or if you believe the case is being delayed. There are time limits to file an appeal, and your attorney will ensure everything is submitted within the guidelines for your state.
Contact Black Chapman Petersen and Stevens for more information.
