Are you being bombarded by calls from debt collectors? Are you making only the minimum payments to stay afloat and wondering when you will get out from under all your debt? If you are, you may be considering filing for bankruptcy. By filing for bankruptcy, you can pay off your debts and get a fresh start on your finances. While a bankruptcy will stay on your credit report for many years, it may be just what you need to get out from your debt and stop worrying about the debt collection calls and how you’re going to cover all your bills.
If you’re considering filing for bankruptcy, you’re going to want to speak with a Bankruptcy Lawyer in Carrollton GA. Your lawyer can explain to you the different types of bankruptcy, like Chapter 13 and Chapter 7, and they can help you figure out which one is right for you. Generally, a Chapter 13 bankruptcy involves creating a three to five year repayment plan which consolidates your debts into one payment each month that you can afford. If this isn’t an option for you, Chapter 7 bankruptcy involves selling your assets to cover your debts quickly. Your lawyer will be able to tell which one will work for you by reviewing over your financial information.
Once you have decided to file for bankruptcy, hired a Bankruptcy Lawyer in Carrollton GA, and figured out what kind of bankruptcy to file, your lawyer will help you with all of the filing and any court hearings that may be necessary. They will also field calls from any debt collectors for you so that you don’t have to worry about receiving the calls any more. Your lawyer will also ensure that the debt collectors are in compliance with the law through your bankruptcy.
If you’re getting daily calls from debt collectors and wondering how you’re going to cover all your payments each month, a bankruptcy may be what you need to get back on your feet. By visiting websites such as www.westgaattorney.com you can find a lawyer who will be able to help you file for bankruptcy and get out of debt quickly.