When it’s time to shop for car insurance, consumers can contact an independent firm to get pricing from more than one company. This is an efficient way to compare premiums for specific policy features and determine which rate is best. Auto insurance companies in Denver, CO, offer different types of discounts, some of which are more relevant to the prospective customer.
Common Discounts
Certain reasons for lower premiums are common among auto insurance companies in Denver, CO. For example, married men typically pay less than single men for the same policy features because they are statistically less likely to cause a vehicle collision. College students with a high grade point average are viewed as more responsible than those without this achievement.
Premium Payment Methods
Many companies providing auto insurance in Indianapolis, IN, offer a discount for customers who pay the entire amount upon premium renewal instead of installments. Those who want to make smaller, more frequent payments can usually reduce the rate by paying online or allowing automatic withdrawals from the checking account.
Unusual Discounts
Independent agents also can find more unusual discounts. For example,membership in certain organizations leads to lower premiums with some companies offering auto insurance in Indianapolis, IN. One example is Mensa, the high IQ society. Some insurance underwriters believe high intelligence is associated with smarter driving habits and lower accident rates. A second example is the National Peace Corps Association.
Anyone ready to shop for car insurance may contact The Thompson Group today.
