Social Security eligibility is dependent upon factors such as benefit type, the age of the applicant and whether they’re a survivor or a dependent. A worker must have a certain number of years’ worth of covered employment, which means at least a decade of Social Security taxes must be paid. Below we will discuss some of the eligibility requirements for Social Security.
Does SS Eligibility Depend on my Job?
Local, state and federal government workers, as well as those who work for nonprofit organizations, household and farm workers, and service members all face differing eligibility rules. Consult the SSA or Browse Site of a local Social Security attorney if you are in any of the above fields, to discuss your claim.
Retirement Benefit Eligibility
To get retirement benefits, you must have at least ten years’ covered employment. Claimants cannot get benefits until age 62, and the amount increases with age. Full retirement age depends on your birth year; if you were born pre-1938, you can get full retirement at age 65. Those born in 1960 or after can get the full benefit at age 67.
Qualifying for Disability Benefits
The primary requirement for this benefit is that you must have a mental or physical impairment that will keep you out of work for at least a year, or you must have a terminal condition. There is an SGI (substantial gainful income) limit -; if you earn $500 or more per month, you may get a reduced benefit.
Family Member Benefit Eligibility
Certain family members can receive SS benefits, such as:
1. Spouses 62 and over
2. Spouses who care for a child under 16, or one who receives benefits
3. High school students under 19, and unmarried children under 18
Some survivors of benefit recipients can also get monthly payments. For instance, widowers and widowers 62 and older or who are disabled, unmarried children under 18 and dependent parents can all receive benefits. Social Security laws are very complicated, and you will need the help of a lawyer to receive all the benefits for which you are eligible. Social Security Lawyers Nashville TN can help you through the entire application process.