In Maryland, all employers are required by law to purchase and maintain worker’s compensation insurance. This insurance provides adequate coverage for employees who sustain injuries in the workplace. The policies pay for medical treatment and full diagnostic services for these injuries. This includes surgery and rehabilitation. If you were injured on the job and your employer failed to provide coverage, you should contact a worker’s compensation lawyer on Cecil County like one from the Law Office of Daniel J. Earnshaw LLC today.
What Injuries are Covered?
For the injuries to be eligible for worker’s compensation, it is necessary to prove that it occurred within the work site or while during the course of working for the identified employer. This includes external areas in which a crew ventures on assignment, such as an additional branch of the company or outdoor work area. For example, if you work in construction, the work site changes frequently. Any area in which you perform your work duties in which the employer sends you to complete these tasks is included within the scope of the workplace.
How Do You File for Worker’s Compensation
Initially, you are required to report the injury to your supervisor. He or she is required to send you to an emergency room or facility to acquire treatment. They are required by law to submit a report to their insurer and the worker’s compensation board. A claim’s adjuster will review the medical evidence and determine whether or not the injury is eligible for worker’s compensation benefits based on the guidelines of the policy. If he or she determines that the injury is ineligible, you should contact an attorney immediately.
The severity of the injury determines the length of time in which you receive benefits. For instance, if it is a long-term disability, in which you will be able to return to work at a later time, you will receive a percentage of your earnings as outlined in the policy. However, there are limitations for coverage. If your injury is permanent, your Worker’s Compensation Lawyer in Cecil County can fight for a settlement. If you need legal assistance, you should contact an attorney today.