In order to qualify for Social Security Disability Insurance (SSDI) benefits a person must have a physical or mental condition that makes it impossible for them to sustain gainful employment. Types of conditions that are considered to disable a person from working and seriously affect their income must last for at least twelve months. To qualify for SSDI benefits the claimant must also have at least twenty work credits from the past ten years (worked for about 5 of the last 10 years) before the affliction of their disability. SSDI disability in NC is not necessarily easy to obtain without the services of qualified attorneys.
Work credits are very important when determining whether a person is able to receive SSDI or not in North Carolina, and there is no way around the technicalities of the SSDI program. If an applicant does not have sufficient work credits to qualify for SSDI benefits, then they can apply for Supplemental Security Income (SSI) benefits if they have no or negligible income and resources. If an applicant can prove that they were disabled before they reached the age of twenty-two, then those individuals may be allowed to use their parent’s work credits. Disabled Widow’s benefits are also available to certain individuals whose spouses died and earned sufficient work credits before their death.
Although this may seem to be something that is understood, there is more to medical evidence than expected. This is one of the major reasons some claims are not approved. The proof of a medical condition that renders someone unable to work has many signs and symptoms that must be documented. Those signs include laboratory findings, symptoms that have all been acknowledged by a physician. Any pain mentioned must come from the specific injury or health condition being claimed. In order to have a strong case for SSDI benefits, it’s important for all medical records to be submitted to Social Security.
The Five Step Sequential Evaluation Process
To be found disabled, Social Security goes through a five step sequential evaluation process. An experienced attorney uses this evaluation process when forming an argument for your case. The five steps, in a simplified version, are as follows:
1. Are you working and making a substantial amount?
2. Do you have a severe impairment(s)?
3. Do your impairments meet one of SSA’s listings?
4. Considering your residual functional capacity, can you perform your past relevant work?
5. Considering your age, education, and work experience, as well as your residual functional capacity, is there any other work you could perform on a regular and continuing basis?
The Clauson Law Firm, PLLC can provide competent attorneys for those that want to file for SSDI disability in NC. View their website for further information.