When you purchase a motorcycle, you may not think about insurance. After all, riding a motorcycle involves being happy and carefree. However, most states require that motorcyclists carry liability insurance, and each state sets certain minimum limits.
Don’t Get on Your Motorcycle without Being Insured
Therefore, you do not want to take to the road without having a motorcycle insurance policy in place. Not only is it illegal, but it is also unsafe. However, if you opt only for liability insurance, you also have to be aware that this type of coverage will not pay for your medical costs or the repair of your bike if needed. Instead, this type of insurance only covers any injuries or property damage that you cause, or where you are at fault.
So basically, for a motorcycle insurance policy, there are two types of liability coverage that are required by law. One is bodily injury liability insurance. This type of insurance covers you if you are at fault for causing an accident that led to the injuries of a third party, whether they are a pedestrian or driver. This type of protection then pays for another person’s medical costs. This type of coverage also extends to passengers in the other party.
Property Damage Liability Protection
The other type of liability coverage is property damage liability protection. This type of protection is required if you cause a mishap that results in property damages. This type of coverage thus enables you to pay for the repairs.
So, if you need motorcycle insurance, you need to obtain at least the minimum coverage. If you want to add to your plan, you will need to talk to an insurance professional. In this case, you should contact the Ewing Insurance Agency. They can give you all the necessary details for taking to the highway on your motorcycle and doing so legally. Contact their office at 704-861-0100. You can also visit their website at http://insuregaston.com. You can pay a visit to Facebook page for more information!