When you’ve been injured due to the direct action or inaction of another person, you may need to file a personal injury claim with their insurance agency in order to be compensated for your injuries. Unfortunately, their insurance company will try to settle for the smallest amount possible instead of an amount that will be sure to cover all of the expenses you have associated with the injury. For Personal Injury Claims, you will want to speak with a lawyer before you accept a settlement to ensure that you are getting an appropriate amount of compensation. Some of the compensation you can receive include medical bills, car repairs, time lost from work, and pain and suffering.
Medical Bills – When an insurance company tries to settle with you, they will generally only look at the medical bills you already have from the accident. They may give you a small amount towards future medical bills, but if your injuries will need long term care you will probably not get enough money in the settlement to cover them.
Car Repair Bills – If your injuries were due to a car accident, the insurance company will usually cover your car repair bills. If your car needs to be replaced, however, they may only be willing to give you a small amount of money to cover the vehicle. This may not be enough to purchase a new vehicle.
Time Lost From Work – Most insurance companies will not include the time you have missed from work in the settlement offer they give you. On the chance they do, it will be a minimum amount and likely will not cover all of the time you missed.
Pain and Suffering – This is something that is rarely covered in a settlement offer from an insurance company, as they’re trying to give you the minimum amount possible.
If you’ve suffered injuries due to the action or inaction of another person, be sure to speak with a lawyer before you file any Personal Injury Claims. A lawyer, such as one from the Law Offices of Elan Wurtzel, will work to make sure that all of the above types of compensation are completely covered in the settlement offer before you accept it so that you have enough money to cover all of the bills from your injuries. Don’t sell yourself short. If you’ve been injured, contact a lawyer today.