If you have a physical or mental disability that keeps you from working full time you may be in a position to claim disability benefits from Social Security in Missouri. The process from outset to eventual approval can be quite confusing; this is especially true for someone dealing with a disability.

The basics:

Social Security is a federal government program; there are two distinctly different benefits programs for disabled workers; Social Security Disability Insurance and Supplemental Security Income. Supplemental Security Income (SSI) is a means tested benefits plan; Social Security Disability Insurance (SSDI) is available for individuals that have paid into the program via FICA.

Social Security disability benefits, either SSDI or SSI are available to people that have a condition that prevents them from working, the condition is expected to last at least 12 months or is expected to result in death.

Social Security in Missouri judges an applicant’s condition based on a list of impairments found in what is known as the “Blue Book.” There are hundreds of different conditions in the book, including heart disease, depression, loss of vision, Parkinson’s disease and many, many more.

Applying for benefits:

A claim for disability benefits can be made in person, on the phone or on-line. Many applicants involve an attorney at this stage to ensure that all the information and supporting documentation that is required is included with the application.

If your initial claim is denied, you are in good company. About three quarters of all claims are denied for one reason or another, however; many applications are eventually approved upon appeal.

The appeal process:

Social Security in Missouri will allow you to appeal a denial of benefits. There are four distinctive stages; a simple request for reconsideration, a hearing in the presence of an Administrate Law Judge, a request for review by the Appeals Council and finally, you can take your claim to federal court.

Dealing with Social Security in Missouri can be phenomenally frustrating and stressful. You may wish to consider hiring a skilled attorney to assist with the process, if so, you are invited to contact the Grundy Disability Group, LLC.